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#SAFE FEDERAL CREDIT UNION JOBS UPDATE#
#SAFE FEDERAL CREDIT UNION JOBS FULL#
#SAFE FEDERAL CREDIT UNION JOBS CODE#
#SAFE FEDERAL CREDIT UNION JOBS TV#

Ask them to close any accounts you did no t open and decline any new accounts you did not request. If you see anything like this, contact each of these creditors and tell them about the identity theft. Look for accounts that you did not open, or creditors who have made inquiries on your credit report when you did not ask for credit. Obtain information about adding a fraud warning to your file instructing creditors to contact you personally before opening new accounts in your name (there may be a fee).

Contact Canada’s 2 major credit bureaus to tell them you have been a victim of identity fraud:Īsk each credit bureau for a copy of your credit report (there may be a fee).

They can also provide advice and assistance on identity theft.

Report the fraud to the Canadian Anti-Fraud Centre on their website or by calling 1-88.

#SAFE FEDERAL CREDIT UNION JOBS FULL#

Make sure the report states your name and SIN (your full SIN or last three digits of your SIN) and ask for a copy of the report. Ask for the case reference number and the officer’s name and telephone number. To report fraud related to your SIN, follow these steps: For example, if CRA contacts you with a Notice of Reassessment for undeclared earnings, it may mean that someone else used your SIN to work or to receive other taxable income. This will help prevent loss and minimize the negative impact.īe vigilant Watch for signs that someone else is using your SIN. If you think someone else is using your SIN, act quickly. You may choose to contact the association, ombudsman or complaint office of the group for the entity that asked for your SIN. To file a complaint call 1-80 or visit the Office of the Privacy Commissioner of Canada website. If you are not happy with the response, you should file a complaint. Once they understand, they may change their practices. Many people are unaware of the appropriate uses of a SIN. Offer to use a different proof of identity.Īsk to speak with the person in charge if you are denied service without providing your SIN. Explain that your SIN is not required by law and that you do not want to provide it. Ask why they need it, ask how they will use it, and ask who else will receive it. If someone asks for your SIN, ask questions. What to do if someone asks for your SIN when it’s not required

#SAFE FEDERAL CREDIT UNION JOBS TV#

complete some banking transactions (mortgage, line of credit, loan).

prove your identity (except for certain government programs).

This is strongly discouraged, but not illegal.įor example, you do not have to provide your SIN to:

#SAFE FEDERAL CREDIT UNION JOBS CODE#

The Social Insurance Number Code of Practice lists the federal programs that are permitted to use the SIN. when accessing government programs and benefits.when opening an account from which you earn interest at a bank or credit union.when completing your income tax information.take action right away to protect your SIN if you suspect someone is using it fraudulently.

#SAFE FEDERAL CREDIT UNION JOBS UPDATE#

update the SIN Program with changes to your name or citizenship status, or to indicate if your SIN record is wrong or incomplete.

shred paper records that contain your SIN once you no longer need them-do not recycle them.

do not reply to emails that ask for personal information, such as your SIN.

give your SIN by phone ONLY if you made the call and know that it is legally required.

only provide your SIN when you know it is legally required.

never use your SIN as a piece of identification.

do not carry your SIN in a wallet or purse-store it in a safe place.In this case, the Canada Revenue Agency (CRA) may expect you to pay tax on income you did not receive. Someone could also use your SIN to work illegally. If someone uses your SIN to commit fraud, it could ruin your credit rating. loss of government benefits, tax refunds or bank credits.In the wrong hands, your SIN could lead to:

Do not use it as identification or provide it for job applications, rental applications, etc.

Receiving and updating your SIN Receiving and updating your SIN.